About Farmowners & Ranchowners Insurance
For most farms or ranches the most cost effective and efficient way to obtain property and liability coverage is with a package policy that combines a variety of coverages in a single contract, similar to a Businessowners Policy (BOP) but tailored to a farm or a ranch.
Though marketed under a variety of names, these policies will typically have provisions similar to the property insurance and liability insurance sections of the BOP, with the option to add various other coverages that you may need such as animal collision, employers liability, custom farming, etc.
The advantage of this product is that it gives a broader range of coverage at a lower cost than is available by buying various separate policies for different risks.
Protection for your farm or ranch
When it comes to farming, one size definitely does not fit all! Because of this, there are many coverage options to consider and a great deal of flexibility available.
Get the coverage you need
Are you unsure about the specific exposures and risks you face? Or the protection you need? Our insurance needs analysis tool is a good place to start. It will help you to identify your potential exposures to loss and list the coverages that may be appropriate for you. Click the link below to access our free individual risk analysis tool.
